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moving ball Long Term Care Insurance moving ball

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Long Term Care is needed when a person cannot take care of themselves by performing the Activities of Daily Living.

Long Term Care services are typically divided into 4 categories:

  • In-Home Health Care
  • Adult Day Care
  • Assisted Living Care
  • Nursing Home Care
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Will you need Long-Term Care?

Most of us plan carefully for retirement but completely overlook the need to protect ourselves and our families against the costs associated with an extended illness. It can place enormous emotional and financial burdens on entire families, leaving the person in need of care dependent upon others.

Issue ages 40-84.
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Judy & me  

If you are among those Americans who don't expect to need long-term care of any sort, you may want to reconsider.

(1) Chances are greater than 50 percent that each of us will require extended care at home or in a nursing home.

(2) Another eye-opening fact is that one in four people who live to age 65 will spend one year or more in a nursing home, and one in three will spend three months or more.

(3) Without proper planning or coverage, many people are forced to spend money set aside for retirement or rely on their children to help pay the bills.

     
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COMPARE THE RISKS:

House Fire -

5 of every 100 people experience a loss
$3,428 Average Claim

Auto Accident -

70 of every 1000 people experience a loss
$3,000 Average Claim

Long Term Care -

600 of every 1000 people experience a loss
$50,000 to $80,000 / year Average Claim

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 Gary Jones Insurance Agency  CA License #0E22842  insure@iinsureit.com
 508 Main Street  310-615-0940 Phone  888-MY-INS-GUY
 El Segundo, CA 90245  310-615-0994 Fax  888-694-6748