THE FOLLOWING ARE GUIDELINES FOR THIS IN-HOME BUSINESS PROGRAM:
PROFESSIONAL LIABILITY IS EXCLUDED ON ALL CLASSES
MEDICAL PAYMENTS OF $5,000 EACH PERSON INCLUDED (under liability coverages)
STANDARD DEDUCTIBLE IS $100 (no other deductible available)
| Limits / Coverages Requested |
| Business Personal Property |
|
| General Liability |
|
| Electronic Data Equipment |
|
Money & Securities (On/Off Premises) |
$1,000/$1,000
$2,000/$1,000
$3,000/$1,000
$4,000/$1,000
$5,000/$2,000
$7,500/$2,000
$10,000/$5,000 |
General Underwriting Information : (If any question is answered YES or is not answered, you will not be eligible for coverage.) |
| Yes
No |
1. Is your business based in an area other than your residence (residence includes outbuildings within 100 feet)? |
| Yes
No |
2. Have you had more than two claims of any type, related to your Business operation, in the last three years? |
| Yes
No |
3. Have you had a single claim, related to your business, for more than $25,000 in the past three years? |
| Yes
No |
4. Do you own any business under the same legal name as the "Business Name" shown, which is permanently operated from a second location?? |
| Yes
No |
5. Do you repackage food or personal care products to be sold under your own label? |
| Yes
No |
6. Are you involved in the sale or manufacturing of explosives or propellants and/or use of flammable liquids? |
| Yes
No |
7. Do you install any products, excluding the installation of computer systems, office equipment, security devices or draperies? |
| Yes
No |
8. Is your business operated by someone other than yourself and/or another immediate family member who resides in your household? |
| Yes
No |
9. Did your gross annual sales/receipts from your business pursuits for the most recent calendar year exceed $250,000 for sale of merchandise or $500,000 for service business? |
| Yes
No |
10. Do you employ more than ten (10) employees, other than independent contractors or distributors? |
| Yes
No |
11. Is your dwelling located within 1,500 feet from the seacoast on the Gulf of Mexico or the Atlantic Ocean? |
| Yes
No |
12. If you are a teacher or tutor (rather than a personal fitness trainer), do you provide instruction for sports, physical education, industrial arts, or martial arts? |