Planscape PPO Share Plans
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- PPO SHARE PLANS!
- 30% Copay Doctor Visits
- $10 Prescription Drug Benefit
- Low Monthly Premium
- $500, $1000, $1500, $2500, $5000 Deductible Plans
(This means that you pay 30% of Doctor Visits, Professional Services and Hospital up to the Deductible you choose then Blue Cross pays 100% from then on up to $5,000,000 per member.)
- Hospital Only plans are also available
- Blue Cross HealthyCheck
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- NEW PPO SHORT-TERM PLANS!
- 20% Copay Doctor Visits
- $10 Prescription Drug Benefit
- Minimum 30 days to maximum of 185 days
This means that you pay 20% of Doctor Visits, Professional Services and Hospital after the Deductible has been met up to $3,000,000 per member. Plan pays 100% in-network for covered benefits after member pays $1000 plus the deductible.
- Full Premium (no payment plan available)
- $250, $500, $1000, $2000 Deductible Plans
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- A PPO (or Preferred Provider Organization) is a health plan with a list of authorized doctors and hospitals. PPO's pay well if a patient is treated by a doctor or hospital on the authorized list. One usually has many potential choices of doctor and hospital with these plans.
- PPO doctors and hospitals have an incentive to "over treat" patients because the more medical procedures they perform, the more money they make.
- A PPO with a high deductible will usually cost less than an HMO. Also, if you are looking for major, catastrophic coverage at a low cost, a PPO is usually your best bet.
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